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Investment

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For the aspiration benefit, see Aspiration benefit#Fortune.

Investments are another way for Sims to earn money over the course of The Sims 3. It is comprised of Partnerships and Ownership of community lots. Both of which will put big holes in a Sim's wallet but, over time, will pay for themselves if collected on a regular basis.

Once a Sim has partnered (Become a Partner) or become an owner (Buy out Property) a Partner's Deed or Owner's Deed will be moved into the Sims inventory. Upon installing the original Sims (without patches), the deeds will be separate items in a Sim's inventory. In version 1.3, deeds will form a stack in the inventory, which will have a "Collect All" interaction. Deeds can be transferred between Sims of the same family at anytime (by dragging them out of a Sim's backpack into another Sim), and are automatically transferred to a relative when a Sim dies. However, if a Sim moves out of the household while carrying the deed, the household loses the ownership or partnership of the house, but can be bought back for the original price.

In the updated The Sims 3, deeds are no longer used. Instead, when in Map View, establishments with a special sign symbolize ownership. Instead of establishments, Sims can also buy real estate like parks, gyms, etc. Sims can either enter a business establishment (rabbit hole) or visit the City Hall to buy any real estate, and can also easily buy both business and real estate through the internet or phone. The only lots that cannot be bought are residential lots, empty community lots, City Hall, and the Police Station.

Sims must invest in Partnership first before they are eligible for Ownership. So, Total Cost of Ownership includes both Cost of Partnership and Cost of Ownership.

Money has to be collected from their respective locations, hence traveling will be needed. Locations like V.I.P. Lounges, Dive Bars, and other Late Night estates do not need to be open in the morning in order to collect the money, as the sim only has to stand on the lot for a few in-game minutes.

A sim can own an establishment where careers are available, yet it will have no effect on promotions/demotions. (E.G. Sims who own a certain establishment and is constantly missing work can still be fired.). Bosses will still be selected randomly based on the current workers (A sim cannot have a housemate as a boss, but can have a relative from a different household.), but by owning an establishment, the sim has the power to fire anyone at anytime and can rename the building. Firing workers, however, is at the expense of the relationship between the owner and that employee, and can lead to a very low relationship. They cannot fire the owner (which would be themselves), or the last employee of a business.

The real estate system, introduced in Patch 12, allows Sims to use the computer or the phone to purchase community lots. The player can then upgrade it and with the upgrades receive more profits. The class of upgrades are symbolized by three stars being the maximum, and one star being the lowest. A certain Net Worth or Total Cost of creating a community lot can affect its upgrading level (E.G. Galleries need at least 200,000 to have a three-star upgrade), while some lots have specific requirements (E.G. Graveyards need two mauseloums to be upgraded to a level higher than one).

Costs & Profits Edit

Single Rabbit HolesEdit

Business Partnership Ownership EP
Cost of Partnership Weekly Earning Sell Price ROI[1] payoff in weeks[2] Cost of Ownership Total Cost Weekly Earning Sell Price MROI[3] TROI[4] payoff total in weeks[5]
Skydiving center 200 50 160 25% 4 1,000 1,200 200 800 1.9% 16.7% 6
TS3Shop Icon
Arboretum

[6]

1,000 50 800 5% 20 8,000 9,000 200 7,200 1.9% 2.2% 45
TS3SN Icon
Gypsy wagon 1,000 500 800 50% 2 15,000 16,000 1,000 12,800 33.3% 6.3% 16
TS3SN Icon
Vault of Antiquity 2,000 1,000 1,600 50% 2 20,000 22,000 1,500 17,600 25% 6.8% 15
TS3SN Icon
Diner 6,000 850 4,800 14.2% 7 18,000 24,000 1,800 19,200 5.3% 7.5% 14
TS3 Icon
Bookstore 7,000 1,000 5,600 14.3% 7 20,000 27,000 2,000 21,600 5.0% 7.4% 14
TS3 Icon
Grocery 7,000 1,000 5,600 14.3% 7 20,000 27,000 2,000 21,600 5.0% 7.4% 14
TS3 Icon
Bistro 12,500 2,100 10,000 16.8% 6 25,000 37,500 3,000 30,000 3.6% 8.0% 13
TS3 Icon
Spa 15,000 2,500 12,000 16.7% 6 35,000 50,000 4,000 40,000 4.3% 8.0% 13
TS3 Icon
Abandoned warehouse 15,000 2,500 12,000 16.7% 6 35,000 50,000 4,000 40,000 4.3% 8.0% 13
TS3 Icon
Theatre 18,000 3,000 14,400 16.7% 6 40,000 58,000 6,000 46,400 7.5% 10.3% 10
TS3 Icon
Office building 18,000 3,000 14,400 16.7% 6 40,000 58,000 6,000 46,400 7.5% 10.3% 10
TS3 Icon
Film studio 25,000 5,000 25,000 20.0% 5 70,000 95,000 11,000 95,000 8.6% 11.6% 9
TS3LN Icon
Hospital 30,000 6,000 24,000 20.0% 5 75,000 105,000 12,000 84,000 8.0% 11.4% 9
TS3 Icon
Stadium 35,000 6,800 28,000 19.4% 5 80,000 115,000 13,000 92,000 7.8% 11.3% 9
TS3 Icon
Equestrian center 35,000 6,800 28,000 19.4% 6 80,000 115,000 13,000 92,000 7.8% 11.3% 9
TS3P Icon
College of arts 35,000 6,500 28,000 18.6% 6 35,000 70,000 14,000 56,000 21.4% 20% 5
TS3UL Icon
Science lab 40,000 7,900 32,000 19.8% 5 100,000 140,000 15,000 112,000 7.1% 10.7% 10
TS3 Icon
College of business 40,000 7,500 32,000 18.8% 6 40,000 80,000 15,000 64,000 18.8% 18.8% 6
TS3UL Icon
College of science 40,000 8,000 32,000 20% 5 100,000 140,000 16,000 112,000 8% 11.4% 9
TS3UL Icon
Administration center 50,000 7,500 40,000 15% 7 100,000 150,000 15,000 120,000 7.5% 10% 10
TS3UL Icon
Stellar observatory 50,000 12,000 40,000 24% 5 140,000 190,000 22,000 152,000 7.1% 11.6% 9
TS3ITF Icon
Plumbot competition arena 35,000 6,800 28,000 19.4% 6 80,000 115,000 13,000 92,000 7.8% 11.3% 9
TS3ITF Icon

Combo Rabbit HolesEdit

Business Partnership Ownership EP
Cost of Partnership Weekly Earning Sell Price ROI payoff in weeks Cost of Ownership Total Cost Weekly Earning Sell Price MROI TROI payoff total in weeks
Grocery and Diner 13,000 2,200 13,000 16.9% 6 27,000 40,000 3,300 40,000 4.1% 8.3% 12
TS3P Icon
TS3SN Icon
Bookstore and Spa 20,000 4,000 20,000 20.0% 5 60,000 80,000 10,000 80,000 10% 12.5% 8
TS3LN Icon
TS3P Icon
TS3ST Icon
TS3SN Icon
Warehouse and Theater 30,000 6,000 24,000 20% 5 75,000 105,000 12,000 84,000 8% 11.4% 9
TS3SN Icon
Stadium and Annex 35,000 5,500 28,000 15.7% 7 80,000 115,000 15,000 92,000 11.9% 13% 8
TS3UL Icon
School and Stadium 37,500 6,250 30,000 16.7% 6 100,000 137,500 11,500 110,000 5.3% 8.3% 12
TS3SN Icon
Office and Bistro 50,000 10,000 50,000 20.0% 5 120,000 170,000 19,000 170,000 7.5% 11.2% 9
TS3LN Icon
TS3P Icon
TS3ST Icon
TS3SN Icon
Hospital and Science Lab 70,000 14,000 70,000 20% 5 170,000 240,000 27,000 240,000 7.6% 11.3% 9
TS3P Icon
TS3SN Icon

NotesEdit

  1. Return on Investment = Weekly Earning of Partnership / Cost of Partnership (higher is better)
  2. payoff = Cost of Partnership / weekly earning (lower is better)
  3. Marginal ROI = (Weekly Earning of Ownership - Weekly Earning of Partnership) / Cost of Ownership (higher is better)
  4. Total ROI = Weekly Earning of Ownership / (Cost of Partnership+ Cost of Ownership) (higher is better)
  5. payoff total = Total cost / weekly earning of ownership (lower is better)
  6. The game actually has investment data about arboretum, but the feature is disabled in-game.


External LinksEdit

Carl's Guide to Real Estate and Venues - Guide to Investing in Ambitions Venues

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